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Business Cars

At Motorline Group, we appreciate the importance of understanding our customers. That’s why we spend time getting to grips with the requirements of our business users, who all have their own unique set of requirements.

We offer vans & commercial vehicles at our Nissan, Hyundai, Volkswagen, Toyota, Peugeot, Lexus, SKODA and Audi dealerships. These showrooms are located in Ashford, Bristol, Bromsgrove, Canterbury, Cardiff, Coulsdon, Crawley, Dartford, Gatwick, Gillingham, Gloucester, Hereford, Horsham, Maidstone, Newport, Oxford, Reading, Stourbridge, Tunbridge Wells and Worcester.

Our staff at each showroom are specialists in business sales, and can offer their advice and market expertise to benefit your business. In addition, when you deal with Motorline Group directly, you can make great savings. Not only do we offer excellent value for money, but business users can make additional savings by not having to pay broker fees.

You can rely on our commercial sales teams to offer straightforward, honest advice throughout the whole purchasing process. We want to make sure you select the right vehicles for you – whether you’re a sole trader in need of a single van, or a huge business seeking a large fleet. The Motorline Group offers a full range of finance options, including special offers.

Our close partnership with major financial institutions means that we can pass competitive finance rates on to you. These cover contract hire, personal contract hire, finance leasing, lease purchase and hire purchase. Among these, you’re sure to find a payment method that suits your business. Rest assured that our aftersales car is second-to-none too, regardless of the size of your fleet or business.

Select one of the franchises below to see the full range of brand-new business and pre-owned vehicles, and all our aftercare services at the Motorline Group. Alternatively, feel free to make and enquiry online or call our team at your local showroom today. We’re open seven days a week.

What is business car insurance?

Business insurance covers people who use their own car as part of their job. Insurers deem that people who use their car for work are a bigger risk, because of the extra mileage and the fact that they may often drive on unfamiliar roads.

When do I need business car insurance?

If you use your car for work - for example, to visit clients or travel to different sites - you will need business car insurance. You don’t need it if you’re just commuting, as long as you’re only ever driving to and from one place. You do need it if you drive to more than one office or site, even if they belong to the same employer.

If driving is an inherent part of your job, for example you’re a taxi or delivery driver, you’ll need commercial car insurance. You shouldn’t need business insurance if you have a company car, as your employer normally covers it, but it’s worth checking to be sure.

Is business car insurance more expensive?

Typically, yes, but it depends on several factors such as what car you drive, how much driving you do for work and whether you are covering just yourself or covering other drivers to drive the car too.

What is business car contract hire?

Business contract hire is a type of car lease for businesses that want to give their employees company cars. The business rents one or more new cars for its employees to drive for a set period, usually with a mileage limit.

When the lease ends, you can either extend it or give the car back. You can then start a new lease with a new car if you want to. The rental payments can be claimed in part or in full as a company expense on your tax return. For full details, contact the business sales team at Motorline today.

What is a fleet car used for?

The definition of a fleet car is quite wide. As well as company cars and vans, it includes taxis and private hire vehicles, and pool cars that any of the company’s employees can use – anything that’s part of a group of vehicles a company provides for its staff.

What is the P11D value of my car?

The P11D value of your car is a figure used to calculate how much company car tax you need to pay. It is the list price of your car plus the manufacturer’s delivery charge.

Is there a standard fleet insurance policy?

You must insure all your company's fleet cars, and all employees driving them must have a valid driving licence.

Fleet insurance policies are quite flexible, as a fleet car has a broad definition. Some companies need a policy that covers different types of vehicles being used for different things. Others may have multiple fleet cars and be constantly adding and removing cars to and from the policy. In such cases, you can arrange to update your insurer on changes at regular intervals, rather than as soon as they happen. You may need to include specific types of cover, such as public or private hire insurance for taxis, cover for transporting goods or tools, haulage insurance or courier insurance.

You will have the option of third party only, third party fire and theft or comprehensive cover. You may wish to cover your employees for private use of company vehicles or include driver training.

Who can drive on a fleet policy?

Most fleet insurance policies cover anyone to drive the vehicles with the company's permission - or you can choose named drivers only. However, there may be age restrictions and all drivers must have an appropriate, valid licence.

Are there age limits on drivers?

The policy will often exclude drivers under a certain age, typically 25. You may be able to add named younger drivers to the policy – although this will cost more – or you can choose a policy with no age restrictions. The excess for drivers under 25 may also be higher.